In the same manner that I wonder how the Mayor of Baltimore sleeps at night, I wonder about Bankers. Those men and a few women who come up with the gouging-of-their- clientele practices. On my checking account, I earn $.02 each month. Think I’ll buy a car. And now a new one. Before traveling to any place outside of the States, I find out from the bank who their “sister institution” is so I don’ pay ATM fees on withdrawals. Not always convenient to use this family-abroad-institution, but it does save on fees. Balanced my checking last night and noticed that I had $18.53 in fees on withdrawal transactions. Met with the Banker this morning. “Oh, that is a percentage we charge on the monies you withdraw”. Let me get this right, you take a percentage but you don’t charge me ATM fees. I am supposed to think this is good? And you pay me $.02 per month on my account. Bandits. I received a one-time credit for these fees. Have to figure a way around this. Any ideas?